Skip to main content
Committed To Service

Better Coverage, Better Service,
More Peace Of Mind

Get a Quote

Auto
Insurance

Home
Insurance

Business
Insurance

Life
Insurance

Watercraft
Insurance

Motorcycle
Insurance

The Insurance Shop provides insurance solutions in car, home, business, commercial, and life insurance.

Better Coverage To Protect What Matters To You

The Insurance Shop was founded in Minnesota and offers insurance solutions in many states. Our business was founded on the principle of doing right by our clients and finding a suitable option for each specific need.

As a customer, you have the ability to purchase insurance from a variety of insurance carriers to find you the best coverage at the lowest rate. We appreciate your faith in our team, and commit to always work in your interest.

Thank you for the opportunity to let us help protect what matters most to you and your family.

Have been very helpful

SANDRA N.Customer since 2021

Every time I call everybody is very helpful!

MICHAEL S.Customer since 2015

The staff are always very prompt in responding to issues. Inform you of different insurance options and coverages

TONI C.Customer since 2020

MARY A.Customer since 2020

1. Actual people answer when you call. 2. Every one is kind and pleasant to speak with 3. When I say who I am on the phone you actually know your customer 4. Always helpful with any needs I have with my policies and get me answers when I have questions 5. Continued support for my small business insurance

SEAN P.Customer since 2022

Always great service.

TIMOTHY M.Customer since 2021

Great service & rates

CATHY S.Customer since 2017

I actually just referred you to someone and she was able to save quite a bit of money. My annual renewal is coming up soon and sure hoping for good news. I realize you're not in control of that, however, your customer service is top notch.

BRENT D.Customer since 2019

I liked the specifics Erik recently sent, breaking down all our insurance cost.

JACK W.Customer since 2020

The Insurance Shop has been helpful in finding the best coverage and value for my insurance.

THOMAS J.Customer since 2017

I have found the Insurance shop agents are incredibly helpful and responsive!

AMY K.Customer since 2018

You are efficient. Communicate well and always shop to try and save me money!

PATTY L.Customer since 2021

Good advice and quick response

JOEL G.Customer since 2015

Very easy to work with. Great customer service and prompt answers to any questions.

ERIK B.Customer since 2019

You have always been good to me for the many years I've been a client.

GORDON M.Customer since 2019

Very attentive to my needs.

PAUL B.Customer since 2023

Simply put - they are the BEST! We’ve had a 20+ year relationship with Erik and The Insurance Shop and we’re looking forward to another 20!

TIM H.Customer since 2019

Everyone I have spoken with there has been nice and helpful. Never a problem to get my questions answered. Very happy with their services.

SHERILL H.Customer since 2019

Erik & Team are very knowledgeable in the ever-changing insurance landscape and always present us with the best option available.

WILLIAM D.Customer since 2021

They have always been courteous and efficient in recommending any changes for our insurance needs. They have processed claims over the years as needed. I feel they give us the best possible price they can provide.

RICHARD L.Customer since 2020

Whenever I have interaction with the staff they are very helpful.

VANPIERRE M.Customer since 2019

Quick responses and has taken care of all my needs thus far!

SEAN T.Customer since 2018

Whenever a question, or problem comes up, the staff (Laura) is always very helpful. We appreciate it very much.

DON H.Customer since 2015

Great team of people who are very responsive.

DOUG H.Customer since 2019

You have saved my at least $20,000 yes $20,000 in just the few years I have been with your company along with other family members and friends who have also switched to your company.

SCOTT M.Customer since 2020

Quick response time, detailed and helpful, always looking out for ME!!

DEANNA S.Customer since 2020

Agents are always very helpful and knowledgeable. I appreciate having you continually shopping for better rates for me.

CHRISTINE C.Customer since 2021

Your staff is great

JIM C.Customer since 2023

The policy I was presented with was much better than anything else received, the people are friendly and confident and the process is easy. I have already recommended a number of friends to get in contact with you when their current policy ends. Thank you for all you do!

BRANDIN B.Customer since 2019

Service and response time to questions is excellent!

GALE H.Customer since 2019

I love the hands on, family feel of personalize service. I also love the full service, one stop shop for all insurance needs. The agents and owners are awesome people and utmost professionals who care.

JENNIFER J.Customer since 2015

I've always experienced great service with The Insurance Shop. They maintain great communication and are always easy to reach with questions. I like that they respond to inquiries on a timely basis and I feel like my needs are always met. Thanks!

CHRISTOPHER D.Customer since 2020

The Insurance Shop is always looking out for me. They make insurance claims feel user-friendly. They stay diligent at finding me the best deal, EACH YEAR. Thank you Insurance Shop!

JOEL S.Customer since 2014

This insurance group is amazing, highly recommend.

PAT G.Customer since 2020

Every time I speak to someone, they are so pleasant and helpful. Ive spoken to Laura several times and her knowledge and professionalism has been greatly appreciated. Wonderful experiences overall!

DEB T.Customer since 2019

Awsome people, helpful when i have questions and i feel there on my side for my best intrest.

JON C.Customer since 2017

Excellent communication with quick responses to questions or concerns. Great customer service from everyone that I have spoken to. I feel like they are an advocate for me by consistently offering suggestions or making recommendations that could reduce my insurance costs. I sincerely appreciate the staff at The Insurance Shop!

GARY K.Customer since 2021
See All Reviews

Quotes From Multiple Companies

We proudly represent Auto Owners, Travelers, and many more!

Contact The Insurance Shop

Let one of our agents design a solution that is suitable for you.

Talk to Us Today
Auto
Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.

Solution

Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.

Solution

The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.

Solution

Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.

Solution

Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.

Solution

Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.

Solution

Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

Learn More About This Coverage
Interactive Graphic

Click it. Read it. Cover it.

  1. Click on the hotspots.
  2. Discover your risks.
  3. Explore coverage options.

Not what you’re looking for?

Explore more interactive graphics.

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

Contact The Insurance Shop

"*" indicates required fields

Name
Please do not include sensitive, private information in this area.
This field is for validation purposes and should be left unchanged.

Don’t like forms? Contact us at 651-714-5300 or email us.