About Us

The Insurance Shop has locations in White Bear Lake, Minnesota and Cape Coral/Fort Myers FL. We write insurance in Minnesota, Wisconsin, Iowa, South Dakota, North Dakota, and the Upper Midwest along with Georgia, and Florida. Our business was founded on the principle of doing the right thing for our clients and finding the best available option for each specific need.

As a customer, you have the ability to purchase insurance from a variety of sources. We appreciate your trust and faith in our Agency, and we will continue to always work in your best interest.

Thank you for the opportunity to let us help protect what matters the most to you and your family.

Our Vision

The Insurance Shop was founded by Insurance Agents with decades of industry experience. After years of frustration trying to take care of their clients, while at the same time being limited to only selling for one big insurance company, they envisioned an Insurance Agency that could provide multiple products and solutions to address their clients’ needs.

No one big insurance company can offer every type of insurance and financial product, nor can they specialize in all the product options. As a result, they are not able to provide the best coverage at the lowest rates. That is why you need a partner who can provide a broad range of companies and products to choose from, along with Agents who understand and address your specific situation.

The Independent Agents at The Insurance Shop can provide a variety of coverage options at a price you can afford. Ask your current Insurance Agent for more than just one quote, and then give us a call to see how we can customize your insurance and save you money.

An Independent Advantage

We are Independent Agents in White Bear Lake, Minnesota, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. The Insurance Shop represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.